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HOME LOAN MODIFICATION
LOWER MONTHLY PAYMENTS
Kicking off a new program that's designed to help up to 9 million borrowers stay in their homes through refinanced mortgages or loans that are modified to lower monthly payments.
Released detailed guidelines designed to let the lending industry know how to enroll borrowers in the program.
Help make housing more affordable and help arrest the damaging spiral in our housing markets.
Launching what it calls the "Making Home Affordable" initiative, said that borrowers will have to provide their most recent tax return and two pay stubs, as well as an "affidavit of financial hardship" to qualify for the $75 billion loan modification program, which runs through 2012.
Borrowers are only allowed to have their loans modified once, and the program only applies for loans made on Jan. 1 2009 or earlier. Up to 4 million borrowers are expected to qualify. Mortgages for single-family properties that are worth more than $729,750 are excluded.